Clarity in Complex Situations

A better way to navigate short sales—for homeowners and agents alike.

Mile High Short Sales was built to bring clarity, structure, and real solutions to one of the most complex situations a homeowner or agent can face. Short sales aren’t just transactions—they are lender-controlled negotiations that require precision, persistence, and experience.


Our team works directly with lenders to manage every step of the process, from documentation and valuation to negotiation and closing, so our clients don’t have to navigate it alone. With a process-driven approach and a commitment to clear communication, we help homeowners move forward and agents keep deals together—without confusion, delays, or guesswork. 

How It Works

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Hardship Review

Financial and Situation Assessment

We begin by understanding your full situation, including your financial hardship, property details, and loan status. This allows us to determine eligibility and build a strategy tailored to your specific circumstances.

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Package Preparation

Documentation Compiled and Submitted

Our team gathers and organizes all required documentation, ensuring your short sale package is complete, accurate, and lender-ready before submission to avoid delays.

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Lender Communication

Direct Negotiator Contact Established

We take over all communication with the lender, working directly with the assigned negotiator to manage updates, timelines, and requests on your behalf.

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Valuation Coordination

BPO and Appraisal Managed

We coordinate and oversee the property valuation process, including broker price opinions (BPOs) and appraisals, to ensure the property is accurately positioned for approval.

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Negotiation & Approval 

Terms Negotiated, Deficiency Resolved

We negotiate directly with the lender to reach acceptable terms, working to secure approval while addressing any remaining balances or deficiency considerations.

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Closing Coordination

Title, Agents, and Lender Aligned to Close

Once approved, we coordinate with all parties—including title, agents, and the lender—to ensure a smooth, timely closing and a clear path forward.

For Homeowners

Facing Foreclosure? You Still Have Options.

If you’re behind on payments or unsure what comes next, foreclosure is not your only path forward. A short sale can help you resolve the situation and move forward with clarity, with the right guidance.

A short sale may be an option if you’re:

  • Falling behind on payments or in default
  • Going through a divorce or separation
  • Experiencing job loss or income reduction
  • Facing medical hardship
  • Dealing with IRS or HOA liens
  • Managing a fixed or reduced income

What Is a Short Sale?

A short sale is a lender-approved sale of your home for less than what is owed on the mortgage. It provides a structured way to avoid foreclosure and move forward with more control.

Why Consider a Short Sale

  • Avoid foreclosure
  • Reduce credit impact (in many cases)
  • No upfront costs
  • Fees paid at closing

What to Expect

Most short sales take 90–180 days depending on the lender and situation. We manage the process and keep you informed every step of the way.

What You Need

We’ll guide you through what's needed:

  • Financial statement & hardship explanation
  • Income and bank statements
  • Tax returns
  • Mortgage details

What Is a Short Sale?

A short sale is a lender-approved sale of your home for less than what is owed on the mortgage. It provides a structured way to avoid foreclosure and move forward with more control.

Why Consider a Short Sale

  • Avoid foreclosure
  • Reduce credit impact (in many cases)
  • No upfront costs
  • Fees paid at closing

What to Expect

Most short sales take 90–180 days depending on the lender and situation. We manage the process and keep you informed every step of the way.

What You Need

We’ll guide you through what's needed:

  • Financial statement & hardship explanation
  • Income and bank statements
  • Tax returns
  • Mortgage details

Get a Free Confidential Consultation

Start Here

For Real Estate Agents

Stop Losing Deals You Don’t Control. We Handle the Lender. You Close the Deal.

Short sales are complex, but they don’t have to cost you the deal. With the right structure in place, they can move forward smoothly.

This is for agents who are:

  • Working with distressed or behind-on-payment sellers
  • Losing deals due to lender delays or complexity
  • Avoiding short sales because of uncertainty
  • Looking for a reliable short sale partner
  • Wanting to keep more deals together through closing

The Challenge

Short sales often break down due to unclear timelines, heavy documentation, and inconsistent lender communication—putting deals and client relationships at risk.

Our Approach

We take over the lender side of the process so you can stay focused on your client and the transaction.



  • You manage the client, listing, and contract
  • We handle lender communication, negotiation, and approvals
  • We coordinate all documentation and compliance

How It Works

Refer your client, and we manage the short sale from start to finish, keeping you informed while you stay in control of the relationship and closing.

Why Partner With Us

  • Clear, structured process
  • Consistent communication
  • Proactive problem-solving
  • Designed to keep deals moving forward

The Challenge

Short sales often break down due to unclear timelines, heavy documentation, and inconsistent lender communication—putting deals and client relationships at risk.

Our Approach

We take over the lender side of the process so you can stay focused on your client and the transaction.



  • You manage the client, listing, and contract
  • We handle lender communication, negotiation, and approvals
  • We coordinate all documentation and compliance

How it Works

Refer your client, and we manage the short sale from start to finish, keeping you informed while you stay in control of the relationship and closing.

Why Partner With Us

  • Clear, structured process
  • Consistent communication
  • Proactive problem-solving
  • Designed to keep deals moving forward

Don’t let a complex situation turn into a lost deal.